CloudPay NOW

8 out of 10 employees say they would use on-demand pay. Meet those expectations and enhance your employer brand with the world’s first global Earned Wage Access solution. CloudPay NOW is quick to deploy and adds no extra burden on payroll teams.  

A mobile app for pay flexibility & control

Research shows that eighty percent of employees would use a form of on-demand pay – unsurprising given our on-demand society. 

Meeting consumer expectations with flexible FinTech, CloudPay NOW stands alone as the only true global solution that gives employees on-demand, instant access to their earned pay, effectively empowering them to choose their payday.

CloudPay NOW provides Earned Wage Access (EWA) for employees in one intuitive mobile application.  

It’s a low-cost, high-value employee benefit for progressive employers that want to attract and retain talent and make a positive impact on financial wellbeing. 

EWA graphic

The Definitive Guide to Earned Wage Access

This Everest Group report examines the factors driving pay on-demand solutions, the significance and benefits of a global EWA program, and the key considerations and best practices employers should consider when rolling out a pay on-demand solution.

Download Report

"As a payroll group, CloudPay NOW is something we can bring to the table to support our employees." 


The world’s leading companies trust CloudPay

Benefits for Your Company

of employees fall short on an expense between pay periods. [According to a EY Employee Financial Wellbeing Survey, June 2020]

CloudPay helps global companies meet the needs of both their payroll organization and the employees. Fully integrated with the CloudPay treasury and payroll services, CloudPay NOW offers financial flexibility to employees with no extra integration.  

CloudPay NOW leverages digital payment technology to reduce the time it takes for employees to receive their pay. With CloudPay NOW, employees can receive their pay directly to a card or virtual wallet, bringing forward the payroll cut-off date by reducing the payment timeline from three days to a matter of seconds. 

With CloudPay NOW, your company can:


  • EWA - 1 cash flow Offer a low-cost, high-value employee benefit that makes a real difference to staff and differentiates your employer brand
  • EWA - 2 rules Support talent attraction and retention with a market-leading employee value proposition that includes on-demand pay
  • EWA - 3 eliminate requests Reduce the time it takes for employees to receive pay with card rail payments
  • EWA - 4 productivity Automate salary advance requests, eliminating the manual process and reducing costs
  • EWA - 5 satisfaction Create caps and tolerances to help employees make best use of the tool

Benefits for Your Employees

of households save less than 10% of their monthly income, don’t save at all, or are net debtors [According to OECD 2019; Chinese National Bureau of Statistics; Government of India Ministry of Statistics, EY analysis]

Fixed pay days hinder employees who want more flexibility and control over their finances. Employees should have choice over how they meet their financial commitments, and this is what EWA can give them. 

With on-demand, instant access to pay, employees can obtain emergency funds for a unexpected bill or expense, without incurring more debt, or requiring manual intervention from the Payroll or HR teams. 

With CloudPay NOW, employees can:


  • EWA - 6 mobile app Get on-demand, instant access to their earned wages
  • EWA - 7 expense Gain control over how and when they receive their pay, so they can save and track spending
  • EWA - 8 lending Improve their financial knowledge with built-in tools and resources
  • EWA - 9 focus Reduce stress and anxiety caused by cashflow issues
  • icon 20 Have options for how they meet financial commitments, helping reduce the cost of personal debt